Tuesday 23 November 2010

SPACIOUS HOME WITH VIEWS OVER FIELDS

Situated on a private road in the BANES catchment area of Whitchurch, on the southern edge of Bristol, this detached four-bedroom home offers spacious and well-presented family accommodation.
The property, Rosemead, on Staunton Lane, Whitchurch Village, has been extended but still retains character features with stripped wooden doors, working fireplaces and hand-made kitchen.
The accommodation comprises kitchen/breakfast room, lounge, second reception room, four bedrooms, bathroom and separate shower room.
Further benefits include oil-fired central heating, double glazing, double garage with ample parking, pleasant garden and front views overlooking fields.
The 26ft x 9ft 3ins kitchen/breakfast room incorporates a hand-made kitchen with base and drawer units, Belfast sink with mixer tap over, solid oak work surfaces, tiled floor and spotlights.
Outside, the front garden is mainly paved, together with mature shrub and tree borders and driveway providing off-street parking leading to a
double garage; the side garden contains a wooden potting shed; and the rear garden has a patio area, lawn and shrub and hedge borders.
"Properties of this calibre are sought after in Whitchurch Village and an early viewing is recommended," said estate agent Lynne Derrick.
For further details of Rosemead, which is priced at £435,000, contact Lynne at Besley Hill Town & Country Homes, 91 Bristol Road, Whitchurch Village, Bristol BS14 0PS, tel 01275 891444, email whitchurch@besleyhill.co.uk

Thursday 18 November 2010

NOW'S THE TIME TO LOOK AT YOUR MORTGAGE

Now is a good time to consider whether you have the best mortgage to meet your needs, according to a leading Bristol financial adviser.

“Mortgage brokers can offer a wide range of competitively priced products,” said Patrick Ennis, of the award-winning Mortgage Advice Bureau.

“In fact, mortgage product availability is at a post-credit crunch high with almost 5,000 products typically on the market.”

Mr Ennis is one of a team of MAB representatives providing financial services for Besley Hill Estate Agents at their 17 offices throughout Bristol and Gloucestershire.

He said borrowers could pre-empt any rise in rates by taking advantage of the competitive mortgage products currently available.

Many had already done so with the number of people remortgaging as a proportion of total borrowers rising from around one in four in September to nearly one in three last month.

Mr Ennis’s comments came as the Bank of England decided to retain the Bank Base Rate at half of one per cent for the twentieth consecutive month.

“Positive economic growth figures and an above target inflation level suggest that interest rate rises could rise as the economy looks in mildly better shape than most forecasters had predicted,” he said.

“So it would be prudent for any homeowner to consider whether they could benefit from having a review of their mortgage and protection needs.”

Fixed rates continue to increase in popularity with almost two thirds of borrowers electing to fix their mortgage repayments in October.

The price of the average two-year fixed rate mortgage in November edged up marginally in the last month to 4.48% while five-year fixed rates continued to decline, reducing from 5.36% in October to 5.32% in November and from 6.20% twelve months ago.

Shorter-term Tracker products, like their fixed rate counterparts, also edged up marginally in the last month with two-year deals now averaging 3.53%, but still down from 3.78% twelve months ago.

“I would emphasise that these are average rates and many best buys are below these levels,” said Patrick Ennis, who is based at Besley Hill Estate Agents’ Fishponds office (tel 0117 965 3162).

MAB was voted Best Mortgage Broker and Best Protection Broker in the 2010 Mortgage Strategy Awards.

To arrange a one-to-one review of your mortgage and protection requirements, contact their representative at your local Besley Hill Estate Agents branch.

Tuesday 9 November 2010

"STUNNING" FOUR-BEDROOM COTTAGE

The Terrace at Horton Hill, Horton, near Chipping Sodbury, is described by the agents as a “stunning” four-bedroom cottage.
Originally built as two cottages, the property has undergone complete refurbishment and now provides modern, well-appointed accommodation with many character features.
The ground floor comprises a hallway with cloakroom, 23ft lounge/diner, an attractive kitchen with integrated appliances and granite worktops, utility room and a further reception room. There are four good-size bedrooms (two with en suite shower rooms) and a family bathroom upstairs.
Other benefits include Upvc double glazing, oil central heating, off street parking, inset lighting, oak floors and doors, double wardrobes to three bedrooms, stone fireplaces with wood burners and newly fitted carpets.
There are gardens to the front, side and rear of the property which are enclosed and mainly laid to lawn and patio, together with gated access to the rear of the property leading to off street parking.
For further details of this distinctive cottage, which is priced at £449,950, contact the agents, Besley Hill Town & Country Homes at Chipping Sodbury, tel 01454 313575, email sodbury@besleyhill.co.uk

EXECUTIVE-STYLE HOME IN SOUGHT-AFTER AREA

An executive-style four-bedroom detached house, situated at Harts Croft, Brimsham Park, one of the most sought-after areas of Yate,is on the market.
Priced at £394,950, the property provides well-appointed accommodation including an L-shaped hallway with cloakroom, 23ft lounge, dining room with “band stand” window, kitchen, utility and study on the ground floor.
Upstairs are four generous bedrooms, all with fitted wardrobes and the master with en suite, and a family bathroom.
Further benefits include gas central heating, Upvc double glazing, a double garage and off street parking for four cars.
The attractive south-facing rear garden is mainly laid to lawn with mature shrub, tree and flower borders, a large patio area and a further ‘secret’ patio.
The home is well placed for both Bristol and Bath City centres and all motorway connections.
For further details contact Besley Hill Town & Country Homes at Chipping Sodbury, tel 01454 313575, email sodbury@besleyhill.co.uk

Thursday 4 November 2010

House prices up 1.8% in October

House prices increased by 1.8% in October, but prices are still 2.3% lower than at the end of 2009, the latest Halifax House Price Index shows.

The average house price now stands at £164,919. Prices in the three months to October were 1.2% lower than in the preceding three months. Halifax says house price data on a quarterly basis provides a clearer indication of the overall market trends.

The underlying pace of house price growth has turned moderately negative in recent months. The rate of decline, however, is significantly lower than the quarterly rate of decline of -5% to -6% during the second half of 2008.

Martin Ellis, housing economist at Halifax, says there has been a very mixed picture of monthly house price rises and falls throughout 2010, which continued in October with prices rising by 1.8% following September’s decline, reflective of flat house prices.

He says: “The rate of decline in prices on the three month-on-three month measure is markedly less than the quarterly declines of more than 5% recorded during the second half of 2008.

“An increase in the number of properties available for sale in recent months, together with a decline in demand, has put some downward pressure on prices in recent months.

“We do not believe that prices are set to fall sharply over a sustained period. Interest rates are likely to remain very low for an extended period, which will continue to support the improved mortgage affordability position for homeowners. Low rates and stable employment levels are benefiting homeowners.”

Source: Mortgage Strategy 04.11.10

Wednesday 3 November 2010

I Know What I am Talking About!

Read my interview with local conveyancing lawyer - Paul Hajek of Clutton Cox & Co here;


http://www.cluttoncox.co.uk/site/library/blog/blogpost/estate_agents_who_know_adam_offer.html